Stiffer Fines Required for Drivers Without Car Warranties
Fines for drivers who have no car insurance in South Wales are around five times less than the cost of a yearly car insurance policy, according to new figures. While inexpensive Car Warranties are clearly a good thing, having such low fines clearly seems to miss the point altogether, with 3,484 motorists in South Wales all being fined just £185 for driving with no insurance last year, a fine that is actually £736 lower than the cost of taking out an annual car insurance policy, at least according to AA calculations.
Now motoring organisations and MPs alike are calling for much tougher penalties for those caught driving without insurance, with evidence showing that insured drivers have to pay an extra £30 on their car insurance because of these uninsured drivers.
“We need to have a two pronged approach to uninsured drivers” says Jonathan Edwards, the Plaid Member of Parliament for Carmarthen East and Dinefwr. “Firstly there needs to be a stronger deterrent of stiffer fines for those who drive without insurance, especially those who do so knowingly and persistently. But we also need the insurance market to operate like a market and less like a cartel…we need action to reduce costs for motorists.”
A spokesperson for the RAC notes that uninsured driving is very far from being the victimless crime that some people seem to believe that it is, pointing out that everyone else has to pay the price for uninsured drivers in the form of higher premiums.
Author – Michael Barclay
published: 08/11/2011 14:00:00