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Should I Get a Dashcam For My Car

If there’s one thing that’s become incredibly popular on YouTube over the last few years, its compilations of car dashcam videos. From stupid drivers, to insurance scams, to just whatever insane thing seems to be happening in Russia, dashcams can provide hours of entertainment. But is it worth you investing in one?

What is a Dashcam?

A dashcam is the short name for a dashboard camera, in other words a recording device that will capture footage of the road in front of you. Always switched on, it will process the hours of footage you record over and over until you either export or record over the footage. Unlike a reversing camera, these are not generally built into cars and have to be purchased separately.

So, do you need one or not?

Have you been in an accident that wasn’t your fault?

If you’ve been involved in a car accident before that wasn’t your fault and had to go through a real pain of a legal process as your insurance company tries to work out who to blame for the incident, then a dashcam might be a good investment for the future. Hopefully you will never have to use it, but if you do have an accident, the footage can be helpful in proving who is (or isn’t!) to blame.

Do you drive in a highly congested area?

Have you noticed that the roads around you are getting busier and busier? Feeling the pressure as you sit in gridlock or battle to navigate overcrowded roads on a daily basis? It’s in these tight situations that bumps can happen. The last thing you want to do is be a nervous driver in this situation, too scared about having a collision to properly navigate the road ahead. Having a dashcam can give you that peace of mind you need to add confidence to your driving. As long as you know you are doing what you should be doing, the dashcam can cover you for any incidents that happen during your commute.

Do you want to save on your insurance premiums?

Many car insurance companies will now offer a discounted premium if your car is fitted with a dashcam, sometimes up to 20% off the normal price. As well as having the reduced price, the footage is also more generally accepted by insurance companies, whereas before they didn’t always accept them when making a claim.

Do you have £50 to £150 to spend?

Dashcams can be expensive. You could always just stick a GoPro on your dashboard, but that will only record for so long. A proper dashcam that is approved by the insurance company will set you back at least £50, with the better-equipped top of the range cams reaching into triple figures.

Do you want to report dodgy drivers?

The UK police have now declared they will accept the footage from dashcams to report dangerous and reckless driving on the roads. While there is no guarantee that it will lead to a prosecution, it could be quite satisfying to send footage of the driver who cut you up  straight to the police in the hope they will be punished.

Driving Advice  25/09/2019 11:42:59

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